Terms of Service

Last updated: October 2026

Using the service

KharchaTracker is a personal finance tracking tool. You are responsible for the accuracy of the information you enter and for keeping your login credentials secure.

Not financial advice

Reports, budgets and totals are provided for your convenience. They are not financial, tax or legal advice.

Acceptable use

  • Do not attempt to access other users' data or disrupt the service.
  • Do not use the service for unlawful purposes.

Your data

You own the data you enter. You can export or delete it at any time. We may suspend accounts that violate these terms.

Availability and liability

The service is provided "as is" without warranties. We work to keep it available and your data safe, but are not liable for losses arising from its use, to the extent permitted by law.

Changes

We may update these terms; continued use after an update means you accept them.